Cancel for Any Reason Trip Protection Travel Advisor Commission Protection

Cruise Protection Plan

Through our trusted partner Trip Mate, we offer a plan that includes benefits such as trip interruption, trip delay, accident and sickness medical expense (COVID is treated as any other sickness), baggage and personal effects, missed connection and more. For frequently asked questions for COVID-19 Related Claims under the Travel Protection Plan click here: Please refer to your plan documents here: and contact Trip Mate directly with any specific coverage questions.

Part A: Cancel For Any Reason Waiver (provided by Journese)*:

The travel protection plan includes a non-insurance Cancel For Any Reason Waiver that must be purchased at time of booking, and cannot be purchased with a Future Travel Credit (FTC). Journese offers two options for the waiver and allows you to cancel Your Trip with Journese before Your scheduled departure for any reason under one of the following reimbursement options:

  • Cancel for Any Reason – Future Travel Credit (FTC): for this more affordable option, compensation is paid in the form of credit for future travel with Journese, valid for one year from date of issue, less the cost of the travel protection plan
  • Cancel for Any Reason - Cash Back: refunds in the original form of payment (cash, check or credit card), less the cost of the travel protection plan

Plans are designed to meet travelers’ needs at an affordable price.

Travel Advisor Commission Protection Included
Travel advisor commission is protected at no additional fee with both plan options. With Cancel for Any Reason – Future Travel Credit (FTC), travel advisors receive the greater of $200 or 10% of their original commission, not to exceed the original commission amount. Cancel for Any Reason - Cash Back includes 100% commission protection. Commission Protection is paid once per trip plan purchased. Protection plan coverage (FTC or Cash Back) must be included for all travelers on the booking and be paid in full with initial deposit/payment for your trip. The booking must be paid in full at time of cancellation and must be canceled in full to receive commission protection. Claims for commission must be made online within 10 business days of cancellation for plans purchased on or after March 11, 2020. Any travel agency fee is not protected with either Cancel for Any Reason protection plan option, and will be refunded back to the client. All offers and programs are subject to change or cancellation without notice. Travel Advisor Commission Protection is provided by Journese and is not an insurance benefit.


  • Cancel/Change for Any Reason - FTC: You receive reimbursement in Journese travel credit for future travel for all unused non-refundable Journese travel arrangements if you cancel or change your trip prior to departure.
  • Cancel/Change for Any Reason - Cash Back: You receive reimbursement in cash/original form of payment for all unused non-refundable Journese travel arrangements if you must cancel or change your trip prior to departure.
  • Any remaining balance on the reservation will be refunded in cash or by credit card.

Journese requires written notice of cancellation. This only refunds those Travel Arrangements purchased from Journese and refunds cannot exceed $12,500 per person.

If cancellation occurs prior to departure, and to request a refund under the Cancel for Any Reason Waiver, please contact the Journese Reservation Department at 1-800-442-9244.

Journese’ Future Travel Credits (FTC) are issued in the names of the passengers in the original reservations and are non-refundable, non-transferable, valid for travel within one year from date of issue and may not be redeemed for cash. Please see Part A of the plan document for full details.

*For residents of NY, MN, MS or WA: Part A Pre-Departure Trip Cancellation Waiver can be purchased separately from the rest of the plan. When purchased separately, the Part A Pre-Departure Trip Cancellation Waiver is non-refundable. Contact Journese at 800-442-9244 in order to purchase the Cancellation Fee Waiver separately.

Part B: Post-Departure Travel Insurance benefits (underwritten by United States Fire Insurance Company) along with other non-insurance services:

A full description of insurance benefits can be found under Part B of the travel protection plan. Benefits include, but are not limited to, Trip Interruption, Trip Delay, Accident & Sickness Medical Expense and Baggage and Personal Effects. Part B also contains non-insurance travel assistance services, available to you 24/7 offering help with anything from hotel arrangements to translations services. To review the plan document as well as important disclaimers, please visit To file an insurance claim (post departure benefits), please contact Trip Mate, a Generali Global Assistance & Insurance Services brand at 833-297-2255, Plan UF417J.

Please see a summary of our plan below:

Benefit(s) Maximum Benefit Amount
Trip Interruption up to 100% of the non-refundable insured trip cost
Additional Trip Interruption
Traveling Companion Hospitalization
Included under the Trip Interruption
Benefit Maximum up to $150 Per Day, Limited to 5 days
Missed Connection $750
Trip Delay * up to $150 per day, to a maximum of $750
Accident & Sickness Medical Expense *
Dental Expense Sublimit
Medical Evacuation and Repatriation of Remains *
Additional Medical Evacuation:
Transportation of Children/Child
Bedside Visit Transportation to Join You
24 Hour Accidental Death and Dismemberment $25,000
Baggage and Personal Effects
Passport, Visa or Other Travel Documents Replacement
Credit Card Charges and Interest
Per Article Limit
Items Subject to Special Limitations
up to $300
$600 Maximum Combined
Baggage Delay up to $250
up to $50 to expedite the Return

* ENHANCEMENT TO COVERAGE! For travelers going to Cambodia who purchase the Journese Travel Protection Plan, supplemental coverage, at no additional cost, details may be found here:

Non-Insurance Services:

General Global Assistance provides emergency assistance services provided by multi-lingual professionals that are available 24 hours a day to provide help, advice and referrals for medical emergencies. We will help you locate local physicians, dentists, or medical facilities, and provide services for much more. 

Blue Ribbon Bags (BRB) provides a Delayed Baggage Protection service that is offered as a value-added service to enhance the customer experience when traveling. Blue Ribbon Bags will track and expedite the return of delayed airline baggage from when the destination flight lands. 

Portable Personal Health Record Provied by FootprintID® FootpriintID® provides a secure solution for individuals to take control of their medical records and enables immediate access wherever they are in the world. 

For additional information, view Journese Travel Protection Plan Cancel for Any Reason – Voucher and Cancel for Any Reason – Cash Back Plan Documents.

Per Adult Vacation Package Rate Tiers
(18 years and older)
  Per Adult Plan Pricing
(18 years and older)
0 - $499.99 $49 $99 $59 $159
$500 - $999.99 $99 $159 $189 $229
$1,000 - $1,349.99 $119 $179 $269 $309
$1,350 - $1,649.99 $129 $189 $279 $319
$1,650 - $1,999.99 $139 $199 $289 $329
$2,000- $2,299.99 $149 $209 $299 $339
$2,300 - $2,699.99 $169 $229 $339 $379
$2,700 - $3,149.99 $179 $239 $399 $439
$3,150 - $3,499.99 $189 $249 $409 $449
$3,500 and above $219 $279 $439 $479
Vacation package coverage rate tier determined by total package price divided by number of adults (18 years and older) on booking. For children ages 2-17: rates are 50% savings off adult rate for Regular Season and Holiday Travel. The quoted price for the travel protection plan includes the plan premium and a fee for non-insurance assistance services. You may obtain information on the plan fees by emailing

** 2024 HOLIDAY TRAVEL DEPARTURE DATES: February 14, February 16 - 19, March 23 - 31, July 3 - 7 and December 16 - January 1, 2025
** 2025 HOLIDAY TRAVEL DEPARTURE DATES: February 14 - 19, April 13 - 20, July 3 - 6 and December 16 - January 1, 2026
** 2026 HOLIDAY TRAVEL DEPARTURE DATES: February 14 - 18, April 4 - 11, July 2 - 6 and December 16 - January 1, 2027

The travel protection plan cost consists of a Park A non-insurance Cancel For Any Reason Waiver (provided by Journese) and Part B insurance benefits (underwritten by United States Fire Insurance Company) along with other non-insurance services including travel assistance, servies, Blue Ribbon Bags, and FootprintID®.

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. al and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2022. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plan also contains non-insurance services such as Travel Assistance Services provided by Generali Global Assistance, Blue Ribbon Bags and FootprintID®. As well as a non-insurance Cancel For Any Reason Waiver provided by Journese. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, inclusing an excluseion for pre-existing conditions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. Your travel retailer maybe compensated for the purchase of a plan. CA DOI toll free number: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contactplease contact Trip Mate, a Generali Global Assistance & Insurance Services, P.O. Box 527, Hazelwood, MO 63042; 1-833-297-2255, We are licensed in all states. While Trip Mate markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Trip Mate, and Trip Mate does not receive compensation from USF for providing the non-insurance components of the plans.

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